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My church, First Congregational, has been banking with US Bank for decades. We have also been at the forefront of protecting Montanans from predatory loan products, like payday and car-title loans. In Montana, we won, through a citizen vote, an interest rate cap at 36 percent for payday loans in 2010. Since then, Montanans save an estimated $37 million annually. It has come to my attention that US Bank has started offering small dollar bank loans that look awfully similar to payday loans. People are often strapped enough for cash that they need...
